About Kidz CAN Budget

Hi, I’m Lizbet! Girl mom, corporate financial analyst, the face behind @lizbettalksmoney on Instagram, and creator of Kidz CAN Budget.

I grew up as the only daughter out of 4 kids, with an immigrant single mother who worked extremely hard to support us. She didn't have much financial knowledge, but the little she did teach me shaped my entire future. It led me to a degree in Economics, a career in Finance, and ultimately a deep belief that the right money skills can change the trajectory of your life.

After an eight year debt-free journey that began shortly after my oldest was born, I knew that teaching my kids financial literacy would be a pillar in how I raised them.

Today, what began as something deeply personal has grown into a community of thousands of parents who share the same goal: giving our kids the financial tools and confidence we wish we had earlier.

I started giving weekly allowance to my oldest when she was four years old, using simple letter envelopes for Saving and Investing, and her little wallet for Spending. It worked well for three years, but when she turned seven, I decided to try a kids debit card. I quickly realized it was not the right fit, at least not yet. She began disconnecting from her money decisions, and the physical awareness she had built with cash wasn’t there anymore.

After about six months of using the debit card, right around the time my younger daughter turned four, I switched my oldest back to cash and started cash allowance with both of them for the first time. That was when I realized that managing allowance for TWO kids would require a more organized system if I wanted to stay intentional and consistent.

I searched everywhere for a binder-style tool that could support the allowance routine I already knew worked well for my oldest. There was nothing close to it. So I decided to create one myself. That is where the idea for the Kidz CAN Budget Allowance Binder was born. Just the idea, though, because life was busy at that time... 😅

Then my allowance videos started going viral, and the need for this product became impossible to ignore. Parents were not just curious about the binder, they wanted a clear framework and the exact tool to help them start allowance with confidence!

My allowance binder and framework is designed to mirror the way money works in the real world. Each week, they budget their allowance and practice saving, investing, and spending in a balanced and sustainable way. Over time, this simple routine becomes the foundation for the money skills they will take into adulthood.

That philosophy inspired the Allowance Binder, a tool created to help parents teach financial literacy in a way that is practical, intentional, and easy to stick with.

Today, there are two easy options to choose from:

1. Physical Allowance Binder:
   A full, ready-to-use binder system for U.S. families. One binder works for the whole family, with an optional Expansion Pack for multiple kids.
2. Digital Allowance Binder (DIY Edition):
   Perfect for international families or those who want to build their own setup. This downloadable guide includes video instructions, printable binder inserts, and links to everything you need.
   

More tools (courses, guides, and resources) are on the way.